Children's Health Insurance Program (CHIP) by United States Department of Health and Human Services

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What is Children’s Health Insurance Program ?

The CHIP  is a government program provides health coverage to eligible children, through both Medicaid and separate CHIP programs.

Who Is Eligible for CHIP Insurance?

U.S. citizens and children up to the age of 18 are eligible for CHIP benefits. The income cut-off depends on the size of the family and the state they live in.

What Are the Income Limits for CHIP?

Income limits for CHIP depend on the state, but for the most part, a family of four is covered if their annual income is $106,000 before taxes.

What Services Does CHIP Cover?

CHIP covers basic healthcare, including vision and dental care, prescriptions, x-rays, sick visits, immunizations, annual checkups, and mental health services.

How Much Does CHIP Cost ?

Some states charge a monthly premium for CHIP coverage. The costs are different in each state, but you won’t have to pay more than 5% of your family's income for the year.

How to apply for CHIP ?

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You can enroll in CHIP anytime, and can apply online, by phone, by mail or in person. You can apply directly at your state’s Medicaid or CHIP agency.