The CHIP is a government program provides health coverage to eligible children, through both Medicaid and separate CHIP programs.
U.S. citizens and children up to the age of 18 are eligible for CHIP benefits. The income cut-off depends on the size of the family and the state they live in.
Income limits for CHIP depend on the state, but for the most part, a family of four is covered if their annual income is $106,000 before taxes.
CHIP covers basic healthcare, including vision and dental care, prescriptions, x-rays, sick visits, immunizations, annual checkups, and mental health services.
Some states charge a monthly premium for CHIP coverage. The costs are different in each state, but you won’t have to pay more than 5% of your family's income for the year.