United States
"Commercial Real Estate (CRE) Loan"

What is Commercial Real Estate Loan ?

Commercial real estate loan is used to purchase or refinance properties that are intended for commercial purposes, such as office buildings, retail spaces, hotels and other.

How Commercial Real Estate Loan Works ?

Commercial real estate loans typically have higher interest rates, shorter repayment terms & larger down payment requirements. These loans are typically secured by property itself.

Who is Eligible for Commercial Real Estate Loan ?

Commercial real estate loans are used by businesses, real estate investors, and developers to acquire, develop, or improve income-producing properties.


Types of Commercial Real Estate Loans

There are several types of commercial real estate loans available to borrowers, including Traditional Commercial Mortgages, SBA Loans, Bridge Loans, and Construction Loans.

Commercial Real Estate Loan Interest Rates & Fees

CRE loans can have fixed or adjustable interest rates. The interest rate and fees depend on the borrower's creditworthiness, loan amount, property type & lender's policies.

Terms of Commercial Real Estate Loan

Commercial Real Estate Loan typically have repayment term of 5 to 20 years. Lenders will also assess, debt-to-income ratio & financial strength when evaluating a loan application.

Where to Get Commercial Real Estate Loan ?

CRE loans are offered by a variety of lenders, including banks, credit unions, non-bank lenders, financial institutions, SBA & other government entities.

How to Get Commercial Real Estate Loan ?

To get a commercial real estate loan, you will need to follow below general steps.