"Employee Retention Credit (ERC)"

How it works, Eligibility, Deadlines, Example, Calculator & How to Claim ?

What is Employee Retention Credit ?

The Employee Retention Credit is a tax incentive provided by the U.S. government to encourage businesses, especially those affected by the COVID-19 pandemic, to retain their employees. 

How the ERC Works ?

ERC can reduce the total tax liability of an eligible employer by providing a refundable credit based on qualified wages paid to employees, resulting in a lower tax bill or a refund on their tax return.

Who is Eligible for Employee Retention Credit ?

To be eligible for ERC, businesses must meet certain criteria, including experiencing a significant decline in gross receipts or being subject to government-mandated restrictions due to COVID-19. 

How Much is Employee Retention Credit ?

An employer may be eligible for a credit of up to $5,000 per employee for 2020. For the first half of 2021, an extension of the ERC raised the per-employee ceiling to $7,000 per quarter.

How is the Employee Retention Tax Credit Calculated ?

The Employee Retention Credit (ERC) is calculated based on qualified wages paid to employees and is determined on a quarterly basis.

Employee Retention Credit Deadline

Businesses can still submit ERC claims for 2020 and 2021. For Q1-Q4 2020: ERC claims must be filed by April 15, 2024 and For Q1-Q4 2021: ERC claims must be filed by April 15, 2025.

How to Apply for Employee Retention Credit ?

check requirements

Businesses can claim ERC by reporting it on their quarterly employment tax returns (Form 941) & applying any excess credit against future payroll tax deposits or requesting a refund.

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