United States
Health Education Assistance Loan (HEAL) Program

What is Health Education Assistance Loan ?

The HEAL program was a federal student loan program in the United States that provided funding for medical, dental, veterinary, and other health profession students. 

How HEAL Program Works ?

The Health Education Assistance Loan program aimed to address the shortage of healthcare professionals by providing loans to students pursuing health-related education. 

It's important to note that the HEAL program was discontinued in 1998. As a result, no new HEAL loans have been issued since then, but existing loans are still being serviced and collected.

HEAL Program History

Health Education Assistance Loan program was established in 1978 as part of the Health Professions Educational Assistance Act and operated under the Department of Health and Human Services.

HEAL loans covered tuition, fees, books, and living expenses during the educational program. Repayment of HEAL loans typically began after the completion of the educational program, with a grace period of six to twelve months.

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There may still be individuals with existing HEAL loans who are in the repayment process. These borrowers should continue to work with their loan servicers to fulfill their repayment obligations.