The Health Insurance Marketplace is a platform that offers insurance plans to individuals, families, and small businesses.
Marketplace facilitates competition among private insurers in central location where people who do not have access to employer-sponsored insurance can find a suitable plan.
To enroll in Marketplace health coverage, you must live in the United States, be a U.S. citizen or national (or be lawfully present) and not be incarcerated.
Any health care plan that satisfies ACA standards qualifies as qualifying health coverage like CHIP, COBRA, Medicaid, TRICARE & Other Marketplace plans.
Platinum, gold, silver and bronze level plans are available on Marketplace. These metal levels show what portion of expense of health care you are responsible for covering.
To apply for health insurance or to change health plan, you have until Jan. 15, 2023. If you enroll by Dec. 15, 2022, your coverage will start Jan. 1, 2023.
All marketplace health insurance plans offer the same basic benefits, including doctor visits, hospitalization, and prescription drug coverage.