Steps to follow when you buy a house for the first-time.
Home ownership can be more expensive than renting, since you're ultimately responsible for added costs like home repairs, utility costs, water, and electricity.
Determine Whether You Are Ready to Buy a Home
Most people need a loan to make a home purchase. In many cases, it makes sense to get preapproved for a mortgage before you begin shopping for a home.
Start Shopping for a Loan
When it comes to your mortgage, you may be surprised at the different loan types and payment options available. A little research can help you move forward.
Find the Best Payment Options and Loan Types
Your down payment can reduce what you owe and also reduce your costs. Realize, if you put down less than 20% of the cost of your home, you could end up paying PMI.
Have a Down Payment Ready
Once you have determined how much you can really spend and are preapproved for a mortgage, it's time to find a good real estate agent.
Find a Good Real Estate Agent
You should pay for the home inspection. When you do so, the home inspector will look for hidden problems with the home before you purchase it.
Request a Home Inspection
There are many assistance programs on the state and local levels, check your state's housing finance agency.
How to get help buying home when you have low income ?