Long-Term Care (LTC) Insurance

[{ "selector": ".ojtwo-a", "duration": "1000ms", "fill": "forwards", "delay": "500ms", "keyframes": [ {"offset": 0, "opacity": 0}, {"offset": 1, "opacity": "1"} ] }, { "selector": ".wrtmu-a", "duration": "500ms", "fill": "forwards", "delay": "2000ms", "keyframes": [ {"offset": 0, "opacity": 0}, {"offset": 1, "opacity": "1"} ] }, { "selector": ".miwjl-a", "duration": "500ms", "fill": "forwards", "delay": "1500ms", "keyframes": [ {"offset": 0, "transform": "translateY(calc(600px - 488px))", "opacity": "1"}, {"offset": 1, "transform": "translateY(0)", "opacity": "1"} ] }, { "selector": ".fecgz-a", "duration": "500ms", "fill": "forwards", "delay": "1500ms", "keyframes": [ {"offset": 0, "transform": "translateY(-88px)", "opacity": "1"}, {"offset": 1, "transform": "translateY(0)", "opacity": "1"} ] }, { "selector": ".lqnwg-a", "duration": "500ms", "fill": "forwards", "delay": "0ms", "keyframes": [ {"offset": 0, "transform": "translateX(-313px)", "opacity": "1"}, {"offset": 1, "transform": "translateX(0)", "opacity": "1"} ] }]

What is Long-Term Care Insurance ?

[{ "selector": ".cgnqx-a", "duration": "500ms", "fill": "forwards", "delay": "0ms", "keyframes": [ {"offset": 0, "transform": "translateX(-341px)", "opacity": "1"}, {"offset": 1, "transform": "translateX(0)", "opacity": "1"} ] }, { "selector": ".onreq-a", "duration": "500ms", "fill": "forwards", "delay": "0ms", "keyframes": [ {"offset": 0, "opacity": 0}, {"offset": 1, "opacity": "1"} ] }]

How Long-Term Care Insurance WorkS ?

[{ "selector": ".zbwzl-a", "duration": "500ms", "fill": "forwards", "delay": "0ms", "keyframes": [ {"offset": 0, "transform": "translateX(-337px)", "opacity": "1"}, {"offset": 1, "transform": "translateX(0)", "opacity": "1"} ] }, { "selector": ".bqodu-a", "duration": "500ms", "fill": "forwards", "delay": "0ms", "keyframes": [ {"offset": 0, "opacity": 0}, {"offset": 1, "opacity": "1"} ] }]

CHECK ELIGIBILITY

[{ "selector": ".gzzts-a", "duration": "500ms", "fill": "forwards", "delay": "3000ms", "keyframes": [ {"offset": 0, "transform": "translateY(calc(600px - 522px))", "opacity": "1"}, {"offset": 1, "transform": "translateY(0)", "opacity": "1"} ] }, { "selector": ".ummji-a", "duration": "1000ms", "fill": "forwards", "delay": "500ms", "keyframes": [ {"offset": 0, "opacity": 0}, {"offset": 1, "opacity": "1"} ] }, { "selector": ".nspbi-a", "duration": "1000ms", "fill": "forwards", "delay": "1500ms", "keyframes": [ {"offset": 0, "opacity": 0}, {"offset": 1, "opacity": "1"} ] }, { "selector": ".mzxec-a", "duration": "500ms", "fill": "forwards", "delay": "2500ms", "keyframes": [ {"offset": 0, "opacity": 0}, {"offset": 1, "opacity": "1"} ] }]

Who Needs Long-Term Care Insurance ?

[{ "selector": ".mqnke-a", "duration": "1000ms", "fill": "forwards", "delay": "500ms", "keyframes": [ {"offset": 0, "opacity": 0}, {"offset": 1, "opacity": "1"} ] }, { "selector": ".rjgdr-a", "duration": "1000ms", "fill": "forwards", "delay": "1500ms", "keyframes": [ {"offset": 0, "opacity": 0}, {"offset": 1, "opacity": "1"} ] }, { "selector": ".wnewu-a", "duration": "500ms", "fill": "forwards", "delay": "2500ms", "keyframes": [ {"offset": 0, "opacity": 0}, {"offset": 1, "opacity": "1"} ] }]

Type of CareS Covered under LTC Insurance

[{ "selector": ".nlgft-a", "duration": "500ms", "fill": "forwards", "delay": "0ms", "keyframes": [ {"offset": 0, "transform": "translateX(-339px)", "opacity": "1"}, {"offset": 1, "transform": "translateX(0)", "opacity": "1"} ] }, { "selector": ".rpsif-a", "duration": "500ms", "fill": "forwards", "delay": "0ms", "keyframes": [ {"offset": 0, "opacity": 0}, {"offset": 1, "opacity": "1"} ] }]

BENEFIT PERIOD FOR LTC INSURANCE

[{ "selector": ".rejrt-a", "duration": "500ms", "fill": "forwards", "delay": "0ms", "keyframes": [ {"offset": 0, "transform": "translateX(-342px)", "opacity": "1"}, {"offset": 1, "transform": "translateX(0)", "opacity": "1"} ] }, { "selector": ".izmeg-a", "duration": "500ms", "fill": "forwards", "delay": "0ms", "keyframes": [ {"offset": 0, "opacity": 0}, {"offset": 1, "opacity": "1"} ] }]

Cost of Long-Term Care Insurance

[{ "selector": ".ragnb-a", "duration": "500ms", "fill": "forwards", "delay": "0ms", "keyframes": [ {"offset": 0, "transform": "translateX(-344px)", "opacity": "1"}, {"offset": 1, "transform": "translateX(0)", "opacity": "1"} ] }, { "selector": ".aaeus-a", "duration": "500ms", "fill": "forwards", "delay": "0ms", "keyframes": [ {"offset": 0, "opacity": 0}, {"offset": 1, "opacity": "1"} ] }]

How to Buy Long-Term Care Insurance ?

[{ "selector": ".kiwfk-a", "duration": "1000ms", "fill": "forwards", "delay": "500ms", "keyframes": [ {"offset": 0, "opacity": 0}, {"offset": 1, "opacity": "1"} ] }, { "selector": ".etujg-a", "duration": "500ms", "fill": "forwards", "delay": "500ms", "keyframes": [ {"offset": 0, "opacity": 0}, {"offset": 1, "opacity": "1"} ] }, { "selector": ".rsgwi-a", "duration": "500ms", "fill": "forwards", "delay": "0ms", "keyframes": [ {"offset": 0, "opacity": 0}, {"offset": 1, "opacity": "1"} ] }] CLICK HERE TO BUY

Long-Term Care (LTC) Insurance

Eligibility, Needs, Cost, Benefit Period & How to Buy ?

What is Long-Term Care Insurance ?

Long-term care insurance is a type of insurance that covers long-term care needs, which often result from chronic diseases & it can help you pay for the costs of ongoing care should you need it.

How Long-Term Care Insurance WorkS ?

Long-term care insurance offers home-health care, nursing-home care, personal or adult daycare for people who are 65 years of age or older that requires regular monitoring.

CHECK ELIGIBILITY

WHO IS ELIGIBLE FOR LTC INSURANCE ?

When you have a long-term illness, disability or disorder like Alzheimer's disease, LTC insurance helps to pay. Eligibility varies depending on specific policy.

Who Needs Long-Term Care Insurance ?

People often need long-term care insurance when they have a serious, ongoing health condition or disability, risk increases as people get older.

Type of CareS Covered under LTC Insurance

Long-term care insurance cover a range of care options that can help an individual with the ADLs, such as bathing, dressing, eating, toileting, transferring & continence.

BENEFIT PERIOD FOR LTC INSURANCE

Benefits period can vary depending on policy & individual's needs, but typically ranges from 1 year to unlimited period of time. Typical length of stay in a nursing home is 2.5 years.

Cost of Long-Term Care Insurance

Cost varies based on a variety of factors, such as policyholder's age, health, location, coverage options & length of coverage. On average, policy is around $2,000 to $3,000 per year.

How to Buy Long-Term Care Insurance ?

Long-term care insurance is available from insurance providers or through agents. Contact the insurance department in your state to verify licensing.