United States
"Social Security Retirement Benefits"

What is Social Security Retirement Benefits ?

Every American worker's retirement plan includes Social Security. Social Security typically provides retired beneficiaries with a percentage of their pre-retirement income.

How Social Security Retirement Benefits Works ?

Depending on how much you earn and when you decide to begin receiving benefits, Social Security replaces a different percentage of your pre-retirement wages depending on your highest 35 years of earnings.

Who is Eligible for Retirement Benefits ?

You accrue "credits" toward Social Security benefits when you work and pay Social Security taxes. Once you’ve accumulated 40 credits, you’re fully qualified to receive social security retirement benefits.

Age Requirement for Retirement Benefits

You can get Social Security retirement benefits as early as age 62. Depending on the year you were born, the full retirement age is between 66 and 67.


How Much is the Retirement Benefit ?

The Social Security retirement benefit is varies depending on a number of criteria, including your earning history and the age at which you start collecting benefits. The annual threshold is $19,560 in 2022.

Retirement Benefits Calculator

The calculator provides an estimate of your Social Security benefits, based on your earnings history and age. It can also tell you how your retirement earnings will be affected if you keep working.

How to Apply for the Social Security Retirement Benefits ?

You can submit an application online. You can also apply by phone or at a Social Security local office.