"Federal Student Loan Forgiveness"

United States

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Borrowers who receive student loan forgiveness are released from the requirement to repay all or a portion of their federal student loan debt.

What is Student Loan Forgiveness ?

Student loan forgiveness plan promise to forgive some or all of your student loan debt in exchange for participating in particular professions, serving in the military, or simply performing volunteer work.

How Student Loan Forgiveness Works ?

To be eligible for forgiveness, you must have federal student loans and earn less than $125,000 annually (or $250,000 per household).

Who Qualifies for Student Loan Forgiveness ?

Almost all federal student loans, including direct subsidized or unsubsidized loans, graduate loans, and parent PLUS loans, are eligible for forgiveness.

What Types of Student Loans Qualify for Forgiven ?

The Department of Education will forgive up to $20,000 in debt for Pell Grant recipients and for non-Pell Grant recipients, the amount will be up to $10,000.

How Much is Student Loan Forgiveness ?

Submit applications before November 15, 2022 in order to obtain assistance before the payment suspension ends on December 31, 2022. The application period will end on December 31, 2023.

Student Loan Forgiveness Deadlines

How to Apply for Student Loan Forgiveness ?

click here to apply

The Department's StudentAid.gov website provides access to the application. Contact your loan servicer if you think you qualify.

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