Unemployment Insurance (UI) by U.S. Department of Labor

What is Unemployment Insurance ?

When someone loses their work, the government will pay them weekly in the form of unemployment insurance, often known as unemployment benefits.

How Does Unemployment Insurance Work ?

UI is a joint state-federal program that provides cash benefits. Each state administers a separate UI program, but all states follow the same guidelines established by federal law.

Who is Eligible for Unemployment Insurance ?

Each state establishes its own requirements for receiving unemployment insurance benefits. but you usually qualify if you are unemployed through no fault of your own.


How Much is Unemployment Benefits in USA ?

The amount of benefits you receive will be based on your prior income since unemployment benefits are only meant to partially replace lost wages. The average weekly payment in 2020 was $378.

What is the Duration of Unemployment Insurance ?

Basic unemployment benefits typically continue for 26 weeks, however this might differ from state to state, with some offering fewer weeks and others offering more.

How to Calculate Unemployment Insurance ?

If you qualify for Unemployment benefits, up to the maximum allowed by law, you will get a weekly benefit amount equal to roughly 50% of your average weekly earnings.

How to Apply for Unemployment Insurance ?


You must submit a claim to the UI in the state where you worked in order to receive unemployment insurance benefits.