Best Life Insurance Companies FOR 2023

Nationwide is an all-around great company that tops our list of the best life insurance companies for a number of reasons, generous no-cost benefits, outstanding customer service & solid financial footing.


MassMutual Life Insurance offers multiple policy types, dividends on whole life insurance, generous term conversion options, and some of the highest third-party ratings in the industry. 


Haven Life’s online-first approach, seamless application experience, and same-day approval process make it easy to like, but only if you’re looking for a no-frills term policy.

Haven Life

Protective is our top choice for best term life insurance company. This is because it tied for having the lowest term rates of the companies and it provides 40-year term life insurance.


Banner finds a place near the top of our best term life insurance companies list thanks to its affordability, excellent third party rankings, and generous term conversion options.


Mutual of Omaha is a financially solid company with a few uncommon offerings that make it stand out, such as return of premium (ROP) term insurance and a disability income rider.

Mutual of Omaha

Lincoln Financial Group offers several options for term and permanent life insurance policies, plus a range of riders, including several living benefit riders, some at no upfront cost.

Lincoln Financial

New York Life is a rock-solid company that’s great for someone seeking permanent life insurance, especially if they prefer to work with an agent rather than gathering information online.

New York Life

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